In the second half of this article, you'll find a practical table on 9 Things to Know Before Buying Frontier Travel Insurance, which summarizes the various insurance options available for Frontier travelers, including providers like AIG, Allianz, and Frontier's own offerings, outlining coverage details for trip cancellation/interruption, medical expenses, baggage, pre-existing conditions, CFAR options, and 24/7 assistance availability, across different plan levels, to help you better understand the key data at a glance.

pre-purchase frontier travel insurance considerations

Frontier Airlines travel insurance: An overview.

Arch Insurance Company underwrites travel insurance sold by Frontier Airlines. It's meant to guard your travel money and provide help should unplanned circumstances arise. The scheme covers medical crises, trip cancellation and interruption, travel cancellation, and repatriation. Purchased within 14 days of the first trip deposit, it also provides a pre-existing condition waiver. For further information and a product flyer, visit Frontier's website or contact them directly to get a price.

What Frontier travel insurance covers

Frontier travel protection covers a range of events, including trip cancellation (up to 100% of the insured cost), trip interruption (up to 150%), travel delay, missed connection, emergency medical expenses, evacuation, repatriation, baggage issues, accidental death and dismemberment, rental car damage, and 24/7 travel assistance. The pre-existing condition waiver is quite helpful for those with past medical problems.

What it doesn't cover

Frontier's travel protection has exclusions, just like all insurance products. The policy papers contain specific exclusions; typically, pre-existing conditions (unless waived), some adventure sports, and events involving alcohol or unlawful activity may be excluded. Additionally, it is crucial to determine whether the policy covers trips booked with miles or points, as some do not.


Cost of Frontier travel insurance

The whole cost of the trip determines the price of the travel protection scheme. Either Frontier personally or their online quotation tool is advised to obtain an exact quote. Frontier's insurance price can be compared to other travel insurance companies, such as credit card single-trip plans, AIG Travel Guard, or Allianz.

How to purchase Frontier travel insurance

You can include a travel cover when you book your journey on Frontier's website or follow your booking via the "Manage My Booking" area. You can buy it up to eleven days before travel. Before you buy, remember to go over all the policy specifics.

Frontier Airlines' other insurance options

Frontier works with many travel insurance providers to create packages that fit specific requirements. Campbell Irvine (underwritten by ACE European Group Limited) and AIG Travel Guard each provide varying coverage among their suggested vendors. Frontier also emphasizes the need for enough coverage for valuable objects like electronics.

frontier travel protection purchase considerations

Using travel insurance with Frontier

Should a claim be made, contact the relevant insurance company directly rather than Frontier Airlines. For Information about Frontier's travel protection policy, see Arch Insurance Company. For policies bought from Campbell Irvine or AIG Travel Guard, contact those businesses using the Frontier website's details.

Credit card travel insurance and Frontier

Credit cards provide travel insurance features that complement Frontier's travel protection scheme. Review the benefits booklet on your card to learn your coverage. This coverage sometimes requires you to have paid for the travel with your card. It may be primary or secondary coverage, which influences claim handling.

Other ways to protect your trip

Apart from Frontier's credit card coverage and insurance, you can get independent travel insurance from providers like Allianz and Travel Guard or via aggregators like SquareMouth. While planning, consider personal needs, location, and trip expenses. These choices are usually broader than bundled plans, providing broader customization.

9 Things to Know Before Buying Frontier Travel Insurance
Insurance ProviderPlan NameCoverage TypeTrip CancellationTrip InterruptionMedical CoverageBaggage CoveragePre-existing ConditionsCFAR Option24/7 Assistance
AIG Travel GuardDeluxe, Preferred, Essential, Pack N' Go, AnnualComprehensive (except Pack N' Go which is post-departure focused)Yes (except Pack N' Go)Yes, but not for trips paid with points/milesYesYesCovered for comprehensive plans; Not covered for Pack N' GoYes, but only for higher-level plans (up to 50% reimbursement)Yes
Campbell Irvine (underwritten by ACE)Direct Travel Insurance, Gadget Travel InsuranceComprehensive and Gadget-specificYesYesYesYesMust meet specific policy requirements. Declare conditions for tailored coverage.Offered through Gate 1 Travel (not insurance), not Campbell Irvine directly. See Gate 1 CFAR terms.Yes, includes a 24-hour worldwide emergency medical service.
FrontierMEDEXTravMed Abroad, TravMed Choice, TravMed Global, TravMed International, Plus Scholastic, Safe TripPrimarily Medical and Evacuation; some can be enhanced with trip cancellation/interruptionAvailable as add-on with some plansAvailable as add-on with some plansYes, core coverage focusAvailable as add-on with some plansLimited CoverageNot mentionedYes
Allianz Travel InsuranceMultiple plansComprehensiveYesYesYesYesCovered with specific requirements: purchase within 14 days of first trip payment, insure full trip cost, be medically fit to travel at purchase. "Cancel Anytime" upgrade available on OneTrip Prime & Premier, reimbursing 80%. Separate from "Cancel For Any Reason".Yes, via hotline and Allyz TravelSmart app.
Arch Insurance Company (through Frontiers)Frontiers customized protection planComprehensiveYes, up to 100% of trip costYes, up to 150% of trip costYesYesWaiver available if purchased within 14 days of trip depositNot mentionedYes
Barclays (through Frontier Airlines World Mastercard)N/ALimited; card benefits$1,500Not CoveredNot CoveredBaggage Delay: $300; Baggage Loss: Not CoveredNot specifiedNoYes, for card-related issues and general travel assistance (not specific medical assistance).