Frontier Airlines travel insurance: An overview.
Arch Insurance Company underwrites travel insurance sold by Frontier Airlines. It's meant to guard your travel money and provide help should unplanned circumstances arise. The scheme covers medical crises, trip cancellation and interruption, travel cancellation, and repatriation. Purchased within 14 days of the first trip deposit, it also provides a pre-existing condition waiver. For further information and a product flyer, visit Frontier's website or contact them directly to get a price.
What Frontier travel insurance covers
Frontier travel protection covers a range of events, including trip cancellation (up to 100% of the insured cost), trip interruption (up to 150%), travel delay, missed connection, emergency medical expenses, evacuation, repatriation, baggage issues, accidental death and dismemberment, rental car damage, and 24/7 travel assistance. The pre-existing condition waiver is quite helpful for those with past medical problems.
What it doesn't cover
Frontier's travel protection has exclusions, just like all insurance products. The policy papers contain specific exclusions; typically, pre-existing conditions (unless waived), some adventure sports, and events involving alcohol or unlawful activity may be excluded. Additionally, it is crucial to determine whether the policy covers trips booked with miles or points, as some do not.
Cost of Frontier travel insurance
The whole cost of the trip determines the price of the travel protection scheme. Either Frontier personally or their online quotation tool is advised to obtain an exact quote. Frontier's insurance price can be compared to other travel insurance companies, such as credit card single-trip plans, AIG Travel Guard, or Allianz.
How to purchase Frontier travel insurance
You can include a travel cover when you book your journey on Frontier's website or follow your booking via the "Manage My Booking" area. You can buy it up to eleven days before travel. Before you buy, remember to go over all the policy specifics.
Frontier Airlines' other insurance options
Frontier works with many travel insurance providers to create packages that fit specific requirements. Campbell Irvine (underwritten by ACE European Group Limited) and AIG Travel Guard each provide varying coverage among their suggested vendors. Frontier also emphasizes the need for enough coverage for valuable objects like electronics.
Using travel insurance with Frontier
Should a claim be made, contact the relevant insurance company directly rather than Frontier Airlines. For Information about Frontier's travel protection policy, see Arch Insurance Company. For policies bought from Campbell Irvine or AIG Travel Guard, contact those businesses using the Frontier website's details.
Credit card travel insurance and Frontier
Credit cards provide travel insurance features that complement Frontier's travel protection scheme. Review the benefits booklet on your card to learn your coverage. This coverage sometimes requires you to have paid for the travel with your card. It may be primary or secondary coverage, which influences claim handling.
Other ways to protect your trip
Apart from Frontier's credit card coverage and insurance, you can get independent travel insurance from providers like Allianz and Travel Guard or via aggregators like SquareMouth. While planning, consider personal needs, location, and trip expenses. These choices are usually broader than bundled plans, providing broader customization.
Insurance Provider | Plan Name | Coverage Type | Trip Cancellation | Trip Interruption | Medical Coverage | Baggage Coverage | Pre-existing Conditions | CFAR Option | 24/7 Assistance |
---|---|---|---|---|---|---|---|---|---|
AIG Travel Guard | Deluxe, Preferred, Essential, Pack N' Go, Annual | Comprehensive (except Pack N' Go which is post-departure focused) | Yes (except Pack N' Go) | Yes, but not for trips paid with points/miles | Yes | Yes | Covered for comprehensive plans; Not covered for Pack N' Go | Yes, but only for higher-level plans (up to 50% reimbursement) | Yes |
Campbell Irvine (underwritten by ACE) | Direct Travel Insurance, Gadget Travel Insurance | Comprehensive and Gadget-specific | Yes | Yes | Yes | Yes | Must meet specific policy requirements. Declare conditions for tailored coverage. | Offered through Gate 1 Travel (not insurance), not Campbell Irvine directly. See Gate 1 CFAR terms. | Yes, includes a 24-hour worldwide emergency medical service. |
FrontierMEDEX | TravMed Abroad, TravMed Choice, TravMed Global, TravMed International, Plus Scholastic, Safe Trip | Primarily Medical and Evacuation; some can be enhanced with trip cancellation/interruption | Available as add-on with some plans | Available as add-on with some plans | Yes, core coverage focus | Available as add-on with some plans | Limited Coverage | Not mentioned | Yes |
Allianz Travel Insurance | Multiple plans | Comprehensive | Yes | Yes | Yes | Yes | Covered with specific requirements: purchase within 14 days of first trip payment, insure full trip cost, be medically fit to travel at purchase. | "Cancel Anytime" upgrade available on OneTrip Prime & Premier, reimbursing 80%. Separate from "Cancel For Any Reason". | Yes, via hotline and Allyz TravelSmart app. |
Arch Insurance Company (through Frontiers) | Frontiers customized protection plan | Comprehensive | Yes, up to 100% of trip cost | Yes, up to 150% of trip cost | Yes | Yes | Waiver available if purchased within 14 days of trip deposit | Not mentioned | Yes |
Barclays (through Frontier Airlines World Mastercard) | N/A | Limited; card benefits | $1,500 | Not Covered | Not Covered | Baggage Delay: $300; Baggage Loss: Not Covered | Not specified | No | Yes, for card-related issues and general travel assistance (not specific medical assistance). |