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| Plan | Trip Cancellation | Trip Interruption | Cancel For Any Reason (CFAR) | Emergency Medical | Medical Evacuation & Repatriation | Pre-Existing Conditions | Travel Delay | Baggage Delay | Baggage & Personal Items Loss | Missed Connection | Accidental Death & Dismemberment (AD&D) | Sports & Activities | Rental Car Damage | Sports Equipment Loss | Sports Equipment Delay | Sports Fees | Hurricane & Weather | Employment Layoff | Cancel For Medical Reasons | Cancel For Work Reasons | Terrorism | Financial Default | Money Back Guarantee | 24 Hour Assistance Service |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Economy | 100% of trip cost | 100% of trip cost | No coverage | $20,000 (Secondary) | $100,000 | No Coverage, 180 day look-back | $500 ($150 daily, 12+ hour delay) | $200 (24+ hour delay) | $500 per person ($100 first item/$100 subsequent items/$500 specific items) | No coverage | $10,000 | No coverage | No coverage | Included in Baggage & Personal Items Loss | No coverage | Included | Common carrier delay, any length | Covered (1 continuous year employed) | Included | No coverage | No coverage | No coverage | 15 days | Yes |
| Standard | 100% of trip cost | 150% of trip cost | No coverage | $30,000 (Secondary) | $200,000 | Covered (15 days), 180 day look-back | $500 ($150 daily, 6+ hour delay) | $200 (24+ hour delay) | $500 per person ($100 first item/$100 subsequent items/$500 specific items, $25 deductible) | No coverage | No coverage | Covered (limitations apply) | No coverage | Included in Baggage & Personal Items Loss | No coverage | Included | Common carrier delay, any length, accommodations uninhabitable | Covered (1 continuous year employed) | Included | No coverage | Covered (foreign & domestic) | Covered (14 day wait, purchased within 15 days of deposit) | 15 days | Yes |
| Luxury | 100% of trip cost | 150% of trip cost | Optional | $100,000 (Primary) | $250,000 | Covered (15 days), 180 day look-back | $2,000 ($150 daily, 6+ hour delay) | $200 (24+ hour delay) | $500 per person ($100 first item/$100 subsequent items/$500 specific items) | $100 per person (3+ hour delay) | $10,000 | Covered (limitations apply) | Optional | Included in Baggage & Personal Items Loss | No coverage | Included | Common carrier delay, any length, accommodations uninhabitable | Covered (1 continuous year employed) | Included | Covered (purchased within 15 days of deposit) | Covered (foreign & domestic) | Covered (14 day wait, purchased within 15 days of deposit) | 15 days | Yes |
| Adventure | 100% of trip cost | 150% of trip cost | Optional | $100,000 (Primary) | $1,000,000 | Covered (15 days), 180 day look-back | $600 ($200 daily, 5+ hour delay) | $200 (12+ hour delay) | $1,000 per person ($500 first/$250 subsequent/$500 specific) | $500 per person (3+ hour delay) | $25,000 | Covered (limitations apply) | No coverage | Included in Baggage & Personal Items Loss | $500 per person | Included | Common carrier delay, any length, accommodations uninhabitable | Covered (1 continuous year employed) | Included | Covered (purchased within 15 days of deposit) | Covered (foreign & domestic) | Covered (14 day wait, purchased within 15 days of deposit) | 15 days | Yes |
| Silver | 100% of trip cost | 150% of trip cost | Optional | $250,000 (Secondary) | $1,000,000 | Covered (14 days), 90 day lookback | $2000 ($150 daily, 6+ hour delay) | $500 ($100 daily, 8+ hour delay) | $2500 per person ($250 per item/$1250 specific items) | No coverage | No coverage | Covered (limitations apply) | No coverage | Included in Baggage & Personal Items Loss | No coverage | Included | Common carrier 24+ hr delay, mandatory evacuation, accommodations uninhabitable | No Coverage | Included | No coverage | Covered (foreign & domestic) | Covered (14 day wait, purchased within 14 days of deposit) | 14 days | Yes |
| Gold | 100% of trip cost ($30,000 max) | 150% of trip cost | Optional, 75% reimbursement | $500,000 (Primary) | $500,000 | Covered (14 days), 90 day lookback | $500 ($150 daily, 6+ hour delay) | $200 ($100 daily, 24+ hour delay) | $500 per person ($100/item, $250 specific items limit) | $500 per person (3+ hour delay) | $10,000 | Covered (limitations apply) | No coverage | Included | No coverage | Included | Common carrier 48+ hr delay, mandatory evacuation, accommodations uninhabitable | Covered (3 continuous years employed) | Included | No coverage | Covered (foreign & domestic) | Covered (14 day wait, purchased within 14 days of deposit) | 14 days | Yes |
| Basic | 100% of trip cost | 150% of trip cost | No coverage | $50,000 (Secondary) | $200,000 | Covered if purchased within 15 days of trip deposit, 180 day lookback | $500 ($150 daily limit, 6+ hour delay) | $200 (24+ hour delay) | $500 policy limit, $150/ item, $300 specific items, $25 deductible | $250 (12+ hour delay) | No coverage | Covered (limitations apply) | No coverage | No coverage | Included in baggage delay | Included | Common carrier delay 48+ hours | No coverage | Included | No coverage | No coverage | No coverage | 10 days | Yes |
| Platinum | 100% of trip cost ($20,000 max) | 150% of trip cost | No coverage | $100,000 (Secondary) | $500,000 | Covered (15 days), 180 day lookback | $500 ($150 daily, 6+ hr delay) | $200 (24+ hour delay) | $500 policy limit, $25 deductible | $250 per person (6+ hour delay) | No coverage, Flight only AD&D: $150,000 | Covered (limitations apply) | No coverage | Included | Included in Baggage Delay | Included | Common carrier delay 48+ hours, accommodations uninhabitable | Covered (3 continuous years) 30 day waiting period | Included | Covered if purchased within 15 days of trip deposit | Covered (foreign only) | No coverage | 10 days | Yes |
