Top Travel Insurance Agencies & Consultant Contact Information

Top Travel Insurance Agencies & Consultant Contact Information

Best travel insurance agencies

Among the companies listed here across these resources are Allianz Global Assistance, AXA Assistance USA, AIG Travel Guard, Berkshire Hathaway Travel Protection, Generali Global Assistance, IMG, Seven Corners, Travelex Insurance Services, World Nomads, USI Affinity, Nationwide, WorldTrips, Tin Leg, HTH Worldwide, John Hancock Insurance Agency, Faye, TuGo, Chubb, USAA, and Medjet. These companies have been honoured by Forbes Advisor, Newsweek, The Wall Street Journal, and Elliott Advocacy. For instance, Generali earned a Newsweek award for Best Customer Service in 2022, and Allianz was voted Best Travel Insurance Provider by Elliott Advocacy in 2024. For several of these organizations, A.M. Best also offers financial strength ratings ranging from A++ (Superior) to A-; for example, the parent firm of WorldTrips, Tokio Marine HCC, has an A++ rating.

According to the US Travel Insurance Association (USTIA), travel insurance usually costs 4% to 8% of the total trip cost. A Squaremouth study of insured travellers found that the average price of complete coverage in 2023 was $403.

Tips for choosing the best travel insurance

Many sites stress the need to know the coverage of your current insurance. Your credit cards, homeowners' or renters' insurance, and health insurance already provide some travel security. Knowing what is covered can help you decide which gaps a travel insurance coverage will help to cover.

When weighing options, closely review the insurance specifics to determine what is and isn't covered. Consider the meanings of words like "family member," coverage restrictions, and exclusions. While some insurance prohibits policies for certain activities, such as adventure sports or travel, against official advice, others do not cover pre-existing conditions without a waiver.

Consider using travel insurance comparison websites such as Squaremouth, InsureMyTrip, TravelInsurance.com, AARDY, and InSubuy to compare prices from several providers quickly.

Travel insurance consultant contact information

Numerous websites include contact details for the specified travel insurance providers. Phone numbers, email addresses, and mailing addresses for customer support, claims, and emergency aid abound in this material. For instance, Generali Global Assistance may be accessed at 800-874-2442, and Allianz Global Assistance provides a 24/7 assistance hotline at 1-800-654-1908. Certain firms, such as TuGo, also offer country-specific contact numbers.

Several firms include mobile apps and online claims portals to simplify filing and handling claims. Allianz Global Assistance has the Allyz TravelSmart app; Berkshire Hathaway Travel Protection lets claims using mobile device photos. Some comparison websites—including InsureMyTrip—offer "Anytime Advocates" to assist with the claims process.

Types of travel insurance coverage

Should you postpone or cancel your trip for a covered reason—such as illness, injury, or extreme weather—travel cancellation or interruption insurance covers non-refundable trip expenses. Certain providers, including Nationwide, provide "Cancel for Work Reasons" coverage.

Medical insurance covers doctor visits, hospital stays, and emergency evacuations, among other travel-related medical costs. GeoBlue only addresses foreign medical coverage, while Medjet provides medical evacuation programs.

Baggage insurance addresses delayed, stolen, damaged, or lost bags. Platinum plans from AXA Assistance USA include a $3,000 lost baggage benefit.

Flight insurance addresses missed connections, concealments, and flight delays. Flight-specific policies are available from Berkshire Hathaway Travel Protection. For flight delays of more than six hours, Faye's travel insurance policy provides up to $4,500 per passenger.

Typical additional coverage choices are rental car coverage, adventure sports coverage, and Cancel For Any Reason (CFAR) coverage. Travel Insured International offers extra protection for costly athletic gear.